Do i need Travel Insurance when visiting Zanzibar? : Is travel insurance necessary to visit the Tanzanian island of Zanzibar? Yes, travel insurance is crucial and highly advised, not just in Zanzibar Island but also anywhere else you go and explore a new place, as accidents and diseases are unavoidable events while traveling that could occur at any time and in any location. A lot of things could go wrong unintentionally when you’re on safari in Zanzibar, and medical emergencies could ruin your trip and empty your bank account. This is why having international travel health insurance is crucial and useful.
Travel insurance is extremely crucial since it covers more than just illness or health issues. Insurance for travel includes the following:
- Trip cancellation
- Flight delay
- Loss of luggage
- Repatriation of remains
- Medical cover
What kind of health insurance is required or advised before traveling to Zanzibar Island? We advise purchasing travel insurance for Zanzibar that includes the following coverage.
Medical coverage: in the event that you are hospitalized in Zanzibar, the insurance provider should be directly responsible for the cost of your care, saving you from having to pay first and then request reimbursement.
Medical repatriation assistance; You should make sure that you can be transported back home to be treated properly if something horrible happens to you and you need to be there for your own safety.
A 24-hour emergency number; you never know when you’ll need it, but you should be aware that you’ll need someone on hand in case of an emergency.
Civil coverage: Civil liability coverage is crucial if you mistakenly cause harm to a person or damage to a person’s property.
Is it mandatory to have travel insurance in Zanzibar? Although travel insurance is not obligatory for any safari to Zanzibar, it becomes practically necessary and even more important when considering certain factors, especially health-related issues, because Zanzibar is not free from all diseases and some of them, like malaria, can be dangerous to your health.
- Why is having health insurance crucial on your safari holiday to Zanzibar Island? Like most of Africa, Zanzibar is plagued by a variety of diseases, including cholera, typhus, paratyphus, epithitis, tetanus, and diphtheria. Malaria and dengue fever, which are both spread by mosquito bites, are other diseases that can be contracted in tropical regions. While the virus is treated in the first instance, even if you will still have to cope with a severe and debilitating flu, there is still no vaccination available, only preventative medications. When visiting Tanzania’s Zanzibar Island, it’s vital to get travel insurance for the following reasons as well:
- Food poisoning and diseases spread by food and water (such as hepatitis) are common since in Africa, drinking water is rarely safe until preservation measures have been implemented in some parts, and food is rarely prepared in accordance with sanitary standards.
- Illnesses brought on by bug bites, like malaria and the dengue virus,
- Any accidents that may occur during outings such as safaris, as hospitals would be unable to repair any breakages or injuries.
- Sudden illnesses during the safari, which regrettably must always be considered as there is always a chance that they could occur,
What does Zanzibar travel insurance include? Here is a short summary of what your travel insurance to Zanzibar should include and the factors to consider:
- Maximum limits and deductibles
- Contact information as well as medical assistance 24-hour service every day of the week.
- The conditions for paying expenses, whether or not in advance,
- Baggage protection (theft, loss, damage)
- Costs or awards in the event that third parties are harmed.
- The existence or absence of compensation for mishaps, fatalities, and permanent disabilities.
- Choosing and canceling your vacation
- Terminating your trip
- A postponed departure
- Coverage for lodging, personal effects, and baggage, as well as personal funds, identification, and travel documentation,
- The existence of compensation for cancellations, modifications, and delays
- The existence of any compensation for missed holidays
- Early return in the event that a family member passes away or is hospitalized
- Coverage of previous and / or chronic illnesses.
- Medical expenses and hospital benefit
- Personal accident and liability
